Where an individual (a Debtor) is unable to pay their debts and a bankruptcy order is made following the presentation of a bankruptcy petition. The Official Receiver or Insolvency Practitioner will be appointed as Trustee in Bankruptcy to realise the individual’s assets in order to make a Distribution to the individual’s creditors. Bankruptcy automatically lasts 12 months, at which point the bankrupt is discharged from bankruptcy, although discharge can end earlier or later than the automatic 12 months depending on the conduct of the bankrupt. After this time the Trustee in Bankruptcy will continue to deal with the assets of the individual until they are all realised.